RE: Understanding the Hive Debt Ratio and the Haircut Rule

yes, understood - even gold back currency is not guaranteed.
aside from understanding the mechanics for my own use, my main interest is that potential investors have easy access to transparent and clear info on this topic. i tend to find that hive's details are available somewhere but not easily and definitely not in the very concise form that is beneficial in web UIs. people tend to assume that stable coins are likely to be scams at this point - since there have been several - which we saw in the recent twitter threads on this topic for HBD.
being able to convey in clear language/images/video how the relationship between hive and HBD works would probably make it easier to advertise/promote HBD.