Last year when I set out to save I wasn't sure how it would work out, as I had very little to save. So what this did for me was to help me build a concentration for some of the tokens that differed from my Hive Goals. This year, it's going to be a little different for me. I still don't have much to save but there is still some concentration.

My 2023 Saturday Savers Club Plan With @sally-saver

This year I will concentrate on a few tokens and purchase according to the 365 plan, (CTPSB, INDEX, LBI, WORKERBEE & DHEDGE). These tokens will sure be sitting pretty by the end of the year if I succeed at my plan. My main Primary & Secondary focus will be on building my SPI & BXT. In addition to saving on Hive, I am also saving offline in my native currency (USD), also following the 365 daily compound plan.

Main Focus SPI & BXT

SPI - Primary

I was into the SPI token way back when, when I first started on Steem but when I moved over to Hive SPI was one of the tokens that I lost sight of in the shuffle. Over the last few months, I noticed that I was getting Hive from just holding SPI. I decided that I wanted to build up my SPI holdings to increase my returns. So as a result, I am making SPI a part of my savings for this year. At about 4 hive in HE, I'm thinking I could get 1 every week to start.

BXT - Secondary

I became interested in BXT last year as I noticed it on my list in PeakD. It's not listed as BXT, it kinda looks like this;

When I saw that it paid me in Hive, I thought, 'Gee, I gotta get my hands on more of this. So, when I started with the savings club, I figured this was my chance to get more. Last year I just bought 1 hive worth of BXT, but this year I plan to add 1 BXT @ minimum this year. At around 3 Hive each in HE this could easily get expensive, so taking into consideration the growth possibilities of the token itself, I rather play it safe and keep it to 1 per week as a commitment.

Let's see where I stand to start;

My 365 Plan

This is where I attempt a bit much but, I need to hold more of these tokens & it's not going to happen by me just saying it. Some of these tokens are a bit on the pricey side for me but right now I see them as fair game while the prices are down a little. Although this is a day-by-day plan, there may be times when I have a little extra to spend and what better way to spend it then for my savings goals.

This is where I stand right now;

This chart shows you what I held at the beginning of the year, what I added since then or what I needed to add to catch the balance up to todays correct totals. I had added some to most of the prior to today, but still needed to add more to bring it current. From here on I will be adding just what I need each week, so the totals here are to reflect my savings not anything else. Some of the totals here may vary to what I actually own as some of these tokens are rewarded to me for various reasons.

Offline Savings

I am also saving offline on the 365 Plan, I sure can use $667.95 at the end of the year, how about you.

For this task I had to make my own chart to follow as while the one they used in the Saturday Savers Club was definitely okay, I find that it gets a little confusing further down in the chart. If you find that's the case for you & you like my chart, feel free to make use of it. It's an MS Excel file which will copy & paste easily to almost any software. I only put out 1 quarter at a time.

Saving For A Unicorn

My Empty Bank

I've had this bank for a while now & before I decided to use it for my savings it was nearly full & held nearly $20. I like Unicorns and that's what made me buy this bank. 'Saving for a Unicorn' as if that's possible, Unicorns are mythical creatures but somehow they have been used as a symbol of many things. It's also a symbol for the group that bought me to hive, #CTP (https://ctptalk.com), we believe that every cent made is another cent toward saving a Unicorn.

My First Three Weeks!

This is my savings for my Unicorn after three weeks of following the 365 Plan. This picture depicts my savings as of Jan21,2023 ($2.31) Each week I will take a pic of my bank to show the growth.

Where does my savings come from?

My savings come from all the change I find in the bottom of my purse mostly. When I go to the stores & I use cash I usually just drops the change in my purse and after a couple of days I get all the change out & put it somewhere. It ususally would be my bank, but now I have a change cup. I will only put the designated amount in the bank that I need to. All other change will go into my change cup to help with the times when the daily amount exceeds what I have. As we get later in the year the amounts become a little on the higher side and I know I won't have $2 or $3 a day to put in the bank, So Here's my 'Change Cup' now;

At times I will also just get some rolls of coins just to add to the change cup. Usually, I don't save many quarters since I use them for doin laundry, but even every now & then I put a few in the bank.

Well this about covers my saving plan for the year with @sally-saver & her Saturday Savers Club. If you car to join or would like to know more about the club, just click on the bright yellow banner below.

Thanks for hanging around and reading my savings post!!

See Ya Next week!

Header banner & signature banner made in Canva with their graphics & my pics

Text Dividers Made in Canva designed by me using their graphics

Saturday Savers Banner copied & pasted with their permission