Joint Or Single?: Choose What Fits You

Hello everyone, I hope you are doing very well.
Welcome to Hivenaija Weekly Engagement Week 51.

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Marriage is the union of two people who come together to make it work.
Before you marry, you need to know your excesses and make sure that you learn to consider your spouse too.
There are people who fight over little things, making it look as if they are not ready for marriage at all, and if young people who are not married see them, they start feeling they will not marry because they won't be able to cope with it.

For me, couples know what fits them and what they can do per time in order to do well in their marriages.
Having to depend on a joint bank account may work for me and not work for you, so it is very important to know what will work for you before going into marriage with someone.
It is also important to work on yourself and know your weaknesses so that your spouse will help you blend in too.
Don't make it look as if your spouse is attacking you when he or she is trying to correct or help you.
There are times you need to tell your spouse that you are bad at keeping money so that it will be very easy for your spouse to help you.

I would not say it is bad or good for couples to have joint accounts, but I am only saying that different couples have their own different ways of doing things.
A joint bank account can be there, but you still have your main bank account.
In most cases, a joint bank account causes problems because you may have a spouse who sees leisure time as a waste of time, and using money from that account to sit out may really cause a problem.
Maybe your spouse wants the money to be used for family projects, school fees, buying foodstuffs, etc., so taking money from this account to sit out will really make you guys fight every time, so I would say that a joint bank account should be open for school fees, foodstuffs, etc. so that you could also take care of some emotional needs too.

A joint bank account is also good because it makes you disciplined in your spending and makes you see the need to be accountable to your spouse. You will be concerned about spending because you know that someone else is watching the account and maybe will not like it when you spend carelessly.

A joint bank account will also make you work harder, so you will also bring money to the account because you will also spend it. It will make you see the need for not letting your spouse bring the money at all times so that you will not feel bad when you want to spend it.

A joint bank account builds trust between spouses; since they are using the same bank and cannot steal or overuse it, they can also trust themselves in other aspects too.

All the same, whatever works for you is the thing you should do; don't make it a standard for other people.

Thank you for stopping by!