RE: ##### Hive to HBD conversions are weird.
(Edited)
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ok, so it makes it seem easier to understand knowing that only if Prices are rising its risky and it can be altered, this is good news. Im still not comfortable with systems like these though only because i like things that just run themselves, they are so beautiful. I dont like governments or banks so the Hive system just doesn't seem decentralised enough for me personally. Might be a while but i think at some point it will be evident.
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If the debt ratio is rising it's risky. Unless our higher demand for debt is sustainable. For example if the ratio is going up simply because we are offering 20%, that's bad. But if it's going up because someone built a successful business on Hive, that's fine. These things can't be run by an algorithm. They require a lot more analysis than plugging some numbers on a screen into an equation.