Crypto In Blur, Your Life In Focus.
Recently, I just laid off some huge commitments in my life and while they were there, I never realized these commitments were filling some specific void. Nevertheless, commitments are expensive, to execute commitments we need to pay some specific prices which might be momentary or non-monetary.
Whichever way it is, were paying a price eventually. In 2022 one of my goals was not to reduce my expenditures but to rather spend purposefully. I figure out that sometimes what makes people feel they're spending too much is if there's a sort of futility to what they're spending on. When the input can match the level of output, somehow we don't tend to worry about whatever cost we have to pay.
Efforts, No Dividends
So I had a lot of commitment that weren't primarily yielding any dividends, but they were taking a lot of efforts and funds to execute. However, these commitments are not primarily useful to me at the moment, but I had to see it through for the purpose of posterity. So imagine how it feels to stop spending substantially on these commitments. However, since I've stopped, it feels like my life lacks essence and the fear of being uncreative is catching up to me.
In recent days I've been brainstorming, seeking for ways to put my life to better use. While I can decide to ride out the Crypto life, at one point or the other we need stability in real time, stable finance, stable businesses, a great plan towards raising a family, taking care of the extended family and a plan towards retirement. One is never too young to retire and if you think retirement is meant for a specific stage and time, then you're mistaken.
Making & Unmaking Plans
I have some plans to go into a business partnership with a friend, but currently he's studying, he's into programming as well as taking care of a large family. In Nigeria, the role of first male children is often cumbersome. Sometimes you're living to fulfill the needs of people who are considered to be your siblings and this is a sociocultural expectation that frequently affect the economic outcome of the life of a person.
Not to deviate, this guy and I have planned to open up a groundbreaking business, we've got all the ingredients to make this business a success and for the first time in my life, I'm actually not scared in investment in a whole new venture. However, the problem here is, this guy has got offers to go for masters and probably PhD on full sponsorship.
He's got people who are willing to get a tech job in the US after all these programs, and he's probably torn between his dedication for me and getting greener pastures overseas. He's probably also contemplating that owning a business with me would make him an entrepreneur. But the point here is that he's a man with many choices to choose from, and I am only having one choice which is co-owning a business with him.
Spotting Uncertainties
The fact he's got a lot of choices is not necessarily a good thing, this is because he'll be in the dilemma of making the right choice and dreading failure. Imagine failing after having so many great choices to select from. However, I won't simply want bank on the fact that our friendship will make him pick to co-own a business with me. I mean in terms of security and economic stability, Nigeria is currently in shambles, surely I wouldn't expect him to stay here.
The point is, there's a lot of uncertainty surrounding this particular future and this is why I won't be throwing a die, expecting a head or tail. However, my thoughts are that this plan might never get to materialize, so this brings me to the questions of what to do, what to establish, and who do I do to supplement my finances in a country with an unstable economy?
Finance In Focus?
I do not know if I am the only one experiencing this. For the very first time I'm scared because I haven't been able to put adequate plans in place regarding my future. Of course, in the long run, the plan would be to leave Nigeria for good, but for now I have to set up things to improve my cash flow which will then enable me to build a life out of Nigeria.
There are so many things that are currently limiting me, of course, I have to look at these issues, as one of the reasons why tend to hesitate when making plans regarding my future. Nevertheless, the plan is to grow, rather than go back to ground zero. I believe a lot in crypto, not because I'm just committed to its growth.
My plans for the future has exactly been foggy and this is because I don't want to build real life goals on things that are uncertain. I see 2020 as a year or brainstorming new ideas that would eventually better my life. I guess it's not too late provided we can turn up every day to grind.
Interested in some more of my works?
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Some situation you are in there with your to be business partner. His got some choices before him. I see him going for the sponsorship for PHD in the States, I wouldn't personally be turning that down.
Is there a possibility he could be your business partner remotely? Have you guys look into that?
I admire you, enthusiasm for life, I always admire you. You are doing great if you ask me and you can do more, keep at it and growth will be inevitable.
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Realistically, I think he'd be wanting to tilt to traveling overseas even if he had assured me that he wouldn't be doing that. I'm in a dilemma as to what to do in two to three years time. It's crazy how I want to set up something on the side, something sustainable, but then, it is looking like a 50/50 situation.
He cannot be my business partner from overseas, we need to be here to establish that business, it takes presence to build.
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Good luck with whatever your plans turn into. That ability to be financially secure is such a good dream to work towards. Feel like I've done a good job getting into a pile of debt! (It's good debt though, mortgage) - but there's always a bill with something or other.
I keep coming across people from Nigeria on Hive - is it promoted there or word of mouth growth or simply coincidence?
You talked about getting into debt but then how is this not really something to worry about?
As per my plans, I don't know if this is me talking or this is my fear talking, I just feel that lately I need to establish something on the side that could specifically build up my finances.
Well, I found Hive known as steem back then through a childhood friend one day, while we were exploring the internet.
The remaining Nigerians, I guess word of the mouth.
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I guess it is the distinction between good debt and bad debt.
If nothing else, my mortgage repayments are less than what I'd have to have been paying in rent per week.
I can see Hive continuing to grow and grow, especially through that positive word of mouth. In Australia though, it's basically unknown. I got here by fluke really.
Hahah, well I think others can get here by fluke too. However it begs to understand that Hive needs great marketing as well .
I think your friend still has a few other options available. For example, you guys could always delegate some of the work to someone else to develop and do what you guys can. He might have to spend some time supervising the project but I do think that things can work out even if he chooses a different path.
I do hope that your investment opportunity succeeds and that he does continue to work with you on it.
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He could delegate some of these responsibilities to me while he goes oversea but I don't think I'm physically strong enough to handle all that responsibility alone. Plus he's going to be the brain behind the business and I will be coming in as a financier supporting other logistic aspect. I think it's a huge dilemma
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I have a feeling your friend will move to the States seeing that almost everyone wants an opportunity to get out of my country.
Did you say he had a family? I mean a wife and children? If yes, will he be leaving them behind? Who will cater for them when he does? I am not asking him to stake his future on the lives of the people around him but it's worth looking into it.
The ideal of leaving behind wives and children to cater for themselves is what breeds the tons of crimes we have here. Also, if he has no income generating avenue it might be difficult for him to cater for himself and his family at the same time abroad.
For you, it's nice that you finally decided to invest in something without the fear of losing. What if, this is the universe saving your life?..... Lol. Don't mind me.
What I have to say is that you don't need to hurry into building any business yet if your troubles are basically as a result of the worries that the externals brings into focus.
I don't know if you understand, I heard you talk about raising a family, retirement, and all sort of external influence. You don't owe any of these anything. You should be focused on getting your financial knowledge intact. When you do, it will surprise you how you will be able to identify profitable ventures easily and you can get on board.
This means develop your financial intelligence and if you are looking for fun things to do with funds, try building your assets columns and reduce the amount that goes to your liability columns. It will be fun, I promise.
Jeez....I have been spitting nonsense, I have to go.....🏃🏾♀️🏃🏾♀️
Yes I also have a feeling he's going to move, I mean I do not want to be a hater by actually suggesting that he stays irrespective of the fact that he has assured me he will stay. He's a brilliant guy with the world at his feet probably this is why he got the offer for that scholarship. Unlike me, I wouldn't really consider myself the groundbreaking brilliant person, I just think I'm a hustler from the wild. Motivated by the fear of going back to ground Zero.
It is not as if he has got a family like a wife. We all know how male first children in Nigeria take on responsibilities of the family. He has been doing that for quite a long time now and I think you will consider moving to somewhere else rather than sitting down to build a business with me. I mean.... My long-term plan is also to move but it will be foolhardy of me to leave this country without establishing something on the side.
You haven't been spewing nonsense, infact, I have always been taken away by your comprehensive abilities.
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Oh, if he seem to be handling all of his family responsibilities because of that firstborn mentality we have here, then, please, let him be selfish for once, and leave.
Let him go get a life for himself. Let him experience the life of having his own money and spending it on himself and not other people..... For once.
For your fears, I think I have a solution for you. How about you focus on learning all you can about finance, economics, business, and banking.... Anything money related.
I know cryptocurrency has given you an edge which is all good. What if you go back to the drawing board and learn the basics and build from there up.
Once you have clear understanding of finance which I think they call financial intelligence, your fears will run off the window.
There is no way you can go back to ground zero if you had your financial intelligence. You can always build it up. It's better to get to ground zero at this age than later on because you'll still have time to build again.
Now, do not forget that knowledge doesn't equate to wealth, actions does. You can branch out your funds, and try building your assets by investing in stocks, bonds, mutual funds, real estate, a business that doesn't require your presence, and of course, cryptocurrency. This is you building your assets columns. With this plan in focus, you'll not have to fear anything because your footing is strong.
First things first, you need to dedicate time and learn about those industry that you are interested in.
I think we once had conversation about this topic in a comment section of another post. If we stop being altrusic for any reasons, we are likely to feel emptiness that gou have been feeling right now. However, I think breaks are important. Breaks give us time to introspect and prospect about our priorities. After breaks we can come up with better blans and clear focus. So, you should not be feeling guilty about losing on those commitment. I am sure it would be for a better future, for you @josediccus and for others too.
Stay blessed, stay !ALIVE
@josediccus! You Are Alive so I just staked 0.1 $ALIVE to your account on behalf of @amberkashif. (9/10)
The tip has been paid for by the We Are Alive Tribe through the earnings on @alive.chat, feel free to swing by our daily chat any time you want.
Breaks are very important like you said, but I'm someone who doesn't like the illusion of being free even if the intention is to rest and all that, I want to be putting my efforts into something purposeful even if I am free. Thanks for coming through.
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Hehe. Break doesn't mean to me to sit idle doing nothing. Instead break means to shift the energy from one realm to the other. Like if I want to take break from online world, I spend my time organizing and decorating my home.
Sitting idle only gives stress.
That's why, I can understand what you have said.
Sometimes I find it difficult to make plans that I want to implement and I feel that my day is being stolen from me. The times have become very fast.
Times are moving very fast like you've actually said.
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All of these plans are driven by the desire to progress in life. But when confusion and uncertainty sets in, the best thing to do is follow your inner instincts. To some extent, it helps alot.
I also wish your friend well either he partners with you or seek for other opportunities.
I think confusion sets in when we want to be totally focused on handling the present and the future. I know I'm getting worried over nothing but this is because the business I plan to establish with my friend is probably going to set me for life and missing it gives me the chills
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In that case, you should probably create additional option for yourself since you are left with just one. Maybe that may help.
Retirement is not meant to be a certain stage tho. It depends on what you are doing and the choice of an individual..
Lol about you been scared, this is always what I think all the time and that's restricting me from going overboard because I felt I am not prepared yet😃😃. Nice idea man what I just believe is that so far we aren't giving up, there are more opportunities that will surely come our ways and the future is the goal and not the present. Thanks for always Sharing personal thoughts it really helps me alot.
Of course there are so many opportunities that will come this is not a doubt. Sometimes I also have the same type of fear that you have. Now pertaining to retirement, I think if retirement is planned early, a person can have quality of life and even get to live a healthier and purposeful life and this is one of the reasons why one needs a plan early in life
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Yeah sure it's the truth tho opportunities will certainly come..I believe the country we find ourselves is making such happen.. exactly that's just it bro.. sometimes some don't know that when you don't stop something you won't want to proceed from that level because you will be limited. Okay take for instance you are aspiring to get a better job and advance from where you are and you are still been restricted in the current work you do, there is no way you can get the improvement until you stop the current one then when you know there is nothing else you can be able to struggle to get another better thing to do for yourself..
Being scared for the future tends to jsut come from trying to plan the future too much. I don't think it is entirely possible to have big plans for the far future, as much as that would be the goal in an ideal world. In the end it just brings you the feeling of insecurity in the present.
In the end, you're never confined to only one choice or one future, and focusing on small steps is the best.. So whatever your friend decides, there is still a path to success that can be found somewhere.
!1UP
This is my final resolution. Fear makes one to plan too much, but this isn't totally a bad thing, inasmuch as I realise that I need to plan for the future, I guess planning for the distant future isn't totally ideal. I guess the small steps and living well, making solid plans in the present is much better. Thanks for the solid comment.
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Have not been scared about tomorrow but sometimes I just have this feeling about crypto that what if crypto go to zero. I know the chances are slim but we must learn to take one step at a time to actually build for future
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This hits home very much!
Same for me and the kids, especially with the ongoing crisis in the world, on an economical scale, sociological scale, we are moving on a different phase, it's a small revolution in itself. Never a bad thing to prepare for the worse though...