A Door Was Opened That Till Now I Can't Close!

pexels-ron-lach-10473007.jpg
Source

It's been a year now; a year of extreme financial stress that robs the joy out of your life.
It all started when my purchasing power was multiplied by at least 6, and then I thought I could buy whatever I wanted.

Back then, I never liked the idea of getting a credit card because I knew all about the debt trap and how evil it could get. But I was forced to get one because in Egypt we had problems with the liquidity of dollars and foreign currencies so you couldn't make any online payments with your debit card, only a credit card would work and with a strict limit.

After I had my credit card, I was scared to use it because I was afraid of falling into the debt trap in any form or way. So, I started using it "carefully" meaning I never buy anything unless I have its price in cash, in full.

But, it worked extraordinarily well for me, so that I never had to use it carefully no more. I'm making good money and I have enough to finance and buy and afford everything I need, which didn't last long.

I received a Whatsapp message from my employer telling me that this would be my last salary as the startup company I was working at will be put on an indefinite pause. Then I was just left with debt and financial stress, and I had to fight countless battles to get to a point where I own nothing but also owe nothing. To me, that was a hell of an achievement.

But, till now, I can't seem to close that door in my head that says: you can buy things regardless of how much money you have, and since then I've been just getting outside of one cycle of debt and entering the other non-stop. Even when I'm working really hard, I'm paying everything I make to pay off my debt, and I'm never getting to enjoy the fruit of my labour.

It could take me years to tell you how bad I felt throughout this past year because of debt, and every other negative feeling that comes with it.

This past year has been one of the most challenging chapters of my life. This is a promise from me to myself that I'd never let myself go into debt again for any reason, because I don't deserve to have all that financial stress all the time, all the anxiety all the uncertainty and the feeling that I work just to pay the bank, that's one of the worst feelings.

I'm not sure if anyone would fully read this especially that it's long, but I'd be very thankful if you did. Wish me good luck.



0
0
0.000

2 comments

I've never dealt with debt, but I've dealt with trying to make payments on time, cutting things close, etc. I've also become a stay-at-home mother in recent years, and not having my own source of stable income has been a huge adjustment...

I read about your struggles. It sounds extremely challenging, but when you manage to make it through this time, you will come out on the other side a wiser, more resourceful person 👍 and of course, I wish you good luck!

0
0
0.000

Absolutely, I'm sure that all of my financial struggles will shape me into someone who can manage his finances wisely, which is a huge plus. Thank you so much, your comment really means much to me ♥️

0
0
0.000